Foreign Remittance · Panaji, Goa
Fast, compliant Form 15CA and 15CB filing in Goa for foreign remittances and NRI payments — correct withholding tax, the right DTAA rate, and a CA-certified Form 15CB filed online so your bank can release the remittance without delay.
Overview
Before most payments are made to a non-resident, the Income Tax Act requires a Form 15CA declaration by the remitter and, in many cases, a Form 15CB certificate from a Chartered Accountant confirming the correct tax has been withheld. Banks will not process the remittance without these.
We determine the taxability of the payment, apply the beneficial rate under the relevant DTAA with TRC and Form 10F, issue the Form 15CB certificate and file Form 15CA online — keeping your foreign remittance smooth and defensible. It complements our cross-border tax services.
What's covered
Complete certification and filing for foreign remittances.
Get a fixed-fee quote →We determine whether the remittance is chargeable to tax and at what rate.
Applying the lower treaty rate using the payee's TRC and Form 10F where eligible.
CA certification of the nature of payment and tax withheld, as required.
Online filing of the correct Part (A, B, C or D) of Form 15CA on the portal.
Computation, deduction and deposit of TDS under Section 195 where applicable.
Providing the documents your bank needs to release the remittance promptly.
Our process
Send the payment, payee and supporting agreement details.
We assess taxability and apply the correct DTAA rate.
We issue Form 15CB and file Form 15CA online.
You submit the forms to your bank to release the funds.
Frequently asked questions
Form 15CA is a declaration filed by a person making a payment to a non-resident, reporting the remittance and tax withheld. Form 15CB is a certificate issued by a Chartered Accountant confirming the nature of the payment, its taxability and the correct rate of tax. Together they ensure foreign remittances are tax-compliant.
Form 15CB is generally required when a taxable remittance to a non-resident exceeds the prescribed threshold (commonly ₹5 lakh in a financial year) and is not in the list of payments exempted from reporting. We confirm whether your particular remittance needs a 15CB certificate.
Not always. Some small or specified payments need only Form 15CA, or are exempt from reporting altogether, while larger taxable remittances need both 15CA (Part C) and a 15CB certificate. The correct Part of 15CA depends on the amount and taxability, and we determine the right combination for you.
If the payee is a tax resident of a country with a treaty, the DTAA may prescribe a lower withholding rate than domestic law. With a valid Tax Residency Certificate and Form 10F, that beneficial rate can be applied in the 15CB certificate, reducing the tax deducted on the remittance.
Typical examples include payments to non-residents for import of services, royalties, technical fees, interest, commission, foreign agent payments, and remittances by NRIs of sale proceeds or income. Pure personal remittances within limits may be exempt. We review the nature of your payment.
Section 195 requires tax to be deducted at source on taxable payments to non-residents. Form 15CB certifies that the correct Section 195 tax has been considered, and Form 15CA reports it. We compute, deduct and deposit the TDS and reflect it in the forms.
Once we have the payment details and supporting documents, the taxability assessment, Form 15CB certificate and Form 15CA filing can usually be completed quickly so your bank can release the remittance without unnecessary delay. We prioritise time-sensitive remittances.
Book a free consultation and share your remittance and payee details. We assess taxability, apply the correct DTAA rate, issue the Form 15CB certificate and file Form 15CA online so your remittance proceeds smoothly, on a transparent fee.
Related filings
Book a free consultation with a qualified Chartered Accountant in Goa. We'll certify and file your 15CA-15CB so your remittance clears — no obligation.